Showing posts with label budget. Show all posts
Showing posts with label budget. Show all posts

Thursday, August 14, 2014

How Moms Can Save Up Money While Staying At Home

Oftentimes, there are too many expenses to think about around the house. Not mentioning the food that you have to prepare for the family, the kids’ maintenance and the list goes on. Much more if you are a stay-home mom and the one in-charge of the family and the kids, which is a lot to think about. And as any family who lives in a real estate in the Philippines or elsewhere around the globe, a mother always has to balance things out.

Managing the family’s finances and taking care of the household chores are just two of the other things mothers always put into mind everyday. And when it comes to rolling back the money flow to finance all the other expenses needed, there would be a need for you to think about ways on how to go about it.

Here are a few tips you can keep in mind so as not to stress yourself up:

Garage sale


Raid out your closet and find old stuff like clothes that you rarely use. These can be sold out as pre-loved items especially if those ‘second-hands’ are branded items. Most women have a lot of clothes inside their wardrobes yet are still having the problem of what to wear. So here’s the solution to that dilemma, separate the ones you have your eyes on as favorites and those of which you are not of good use to you and sell them out.




If you happen to have furniture at home that are not merely used or are simply just extra stuff lurking inside your house, perhaps you can sell them to friends. With that, you can help a person and earn money out of it!

Sell Out Those Books


Yes, books. While they look so lovely on the shelves, let’s face this fact: Your books might be collecting dusts more than pageviews. And another fact is that people are now shifting to the digital age including their love for reading. Some would prefer using e-Books on their Kindles because oftentimes, books are big and heavy and moving around can often become a nightmare.

Use eBay or Craiglist


With the online world being so actively used nowadays, so is online selling. You can do an online bazar sale by posting pictures of the items you are selling. It is also works if you bundle things into packages, which happens to have a higher selling rate at higher prices. Just be sure to be safe and smart by not giving out your address and phone number. E-mail could do.
  

Home-based Jobs 

A lot of mothers who are nursing and are very much hands-on with their kids still always have that itchy feeling of wanting to go to work outside their homes. Yes, you miss it but being a hands-on mom can also be a fulfilling one. You can opt to have a home-based writing job for companies or be a freelance writer. There are a lot of local job listings around the Internet and surely you can find one before the day ends.


Direct Selling


Companies like Avon, Mary Kay and many more are always on the look out for enthusiastic new sales reps! And in direct sales, you can always put as much or as little time into it as you want. And if you believe you have the potential in sales and marketing, this can always work out!

Join an Online Group on Facebook


By this, it would mean asking more ideas and opinions from mothers online on how they continue to manage their finances at home even if they are stay-home and hands-on moms. Surely, there would be a lot to learn from!


If you have a few thoughts in mind, feel free to share your thoughts on the comments section below!


Monday, June 30, 2014

House Dilemma: Tips for New Families in Finding a Place to Live

Moving out is such a big decision to make especially if you are a family that is starting out and wanting a place of your own. Renting a place or buying home in Philippines can be reasonable options for you, but there are also things to consider for you to decide which is which. Of course, having enough alternatives is a major thing to put into mind.


1.     Budget. This is a major factor to consider. Basically, it is often based on how much you are earning to be able to spend for a good place to stay, which is of your own willingness to gush out funds unto, considering that you are living with your own family. You can possibly rent a place that is within your budget scope and eventually own it at some terms you and your landlady can talk out. And not mentioning the renovations that you want to improve your house, you do not want to leave yourself in debt. 



2.     Location. If you are planning to live in a condominium with your family, or buy a place at a subdivision, having a great location is such a big factor. This means the accessibility of the area is important. From hospitals, to schools, offices, to malls, and other relatively central places that are vital should be within your reach. Of course, this becomes easier if you have your own wheels. But the point is, you should be within at arms length to these places in case of emergencies and such happenings. 



3.     Safety. Another deterring factor that allows you to think twice from buying or renting a place is this. With the rampant break-ins that are happening elsewhere, it is essential to know if the place is safe or if there are security measures that are implemented around. Of course, it is essential for you to learn safety within your own house as well, but we can’t guarantee the fact that we cannot protect ourselves on our own. Look out and survey the place if it is within police headquarters, or if it has security guards around for additional home reassurance. Community check is also important to avoid such occurrences. 


4.     Kid friendly. Starting a new home means having an additional in the family. And that means, having children of your own, eventually. Like it or not, you should also consider this because kids can be too aggressive and are too furious about what is around them. It is important to know that the place you are staying in is something worthwhile and wholesome for your children. Parks can be entertaining for them or play grounds to unleash their childhood instincts. We do not want our kids to go around and play along the streets without supervision so it is important to keep them safe and be in a friendly-environment. 



These are just a few tips that are fundamental to consider and it is up to you on your end on how to explore and manage around these suggestions. Who knows, you can add this to your list of to-dos and perhaps propose some new ideas for other to learn, if you are one of those who are on the look out of finding a good place to stay.


Disclaimer: All images courtesy of www.google.com/images