Showing posts with label homeowners. Show all posts
Showing posts with label homeowners. Show all posts

Friday, January 12, 2018

Housing Tenure in the Philippines



It's a must to consider housing tenure when investing in real estate. The type of tenure determines the ownership of the occupants in particular housing unit. As settlers and inhabitants of the area, it informs you the extent of your legal status and duration of stay.

Tenure can be tricky as it varies by location, existing laws and, the nature of the structure. It also depends on mortgage terms, the economic and emotional connection between the unit and the household. Currently, there are four terms of tenure in the country. Some of them may apply in other housing locations.

Hybrid housing tenures are products of changing societal norms and community structures. They are a combination of the common types and other elements that affect dues, monitoring and stewardship.

The four common types of tenure are:

  1. 1. Owned or being amortized
  2. Rented 
  3. Free settlement with the permission of the owner
  4. Free settlement without the consent of the owner

When the settlers have the right to claim the housing unit, then they own the property. They have legal claims over the occupied are regardless if they are on mortgage or amortization. A house and lot for sale in Cavite, such as those in Vermosa, are examples of homeownership acquisition.

The next type of tenure is the rental. To utilize the unit, its occupants must pay rent in cash or kind. They have temporary claims on their settlement. Their right to occupy the area depends on a contract or drafted stipulation.

On the other hand, occupants may dwell in a location without payment. As long as they have the consent of the owner of the area, they may use it as their settlement. Rent-free houses and living quarters under private ownership can are examples of this tenure.

Contrast to these free housing units is makeshift houses and slums in various communities. Squatters and households with no permanent address who take over abandoned public and private properties are part of the fourth type of tenure. These residents settle on an area without the consent of an owner.

If you are investing in real estate properties, you use housing tenure as a guide to make decisions and sound judgment. Still, it's essential to consider other housing tenures. Non-profit organizations and the public sector came up with solutions to the widespread housing problem.

The remaining tenures target lack of housing units and decreasing land areas to develop. Examples of these are community land trusts, cooperative housing, mutual housing associations and government housing.

Cooperative housing, also known as limited equity co-ops, is synonymous with community land trusts. A legal entity such as a corporation or non-profit organization oversees and manages the residential buildings and complex. They are responsible for keeping the price of the units at an affordable price.

Entities are responsible for coop housing and community trust low to medium income households. Thus, shareholders of the development have the right to settle on a unit. They are similar to homeowners in this manner.

Mutual housing associations are prevalent in condominiums. Individuals have the right to own a housing unit. In this manner, they form a community of homeowners considering their joint ownership over the communal areas.

Last but not least, there are public settlements under the initiative of government housing agencies. Relocation homes and sites are examples of these. The public sector may partner with private entities and non-stock, non-profit organizations. The accommodations are free or offered as rentals at a low price.

A lot of communities have mixed types of housing tenures due to various economic and societal factors. Several influences determine the relationship of the housing unit to its owner. It's best to research the current housing tenures in an area before settling on a home.

Friday, March 31, 2017

How Successful Homeowners Organized Things At Home

"Organizing is what you do before you do something so that when you do it, it is not all mixed up." – A.A Milne


Ok, let's just face the fact that we can't always be organized on the things we do, especially when you are a busy person. We tend to put our things here and there without realizing that it is going to be a mess on our home when we don't attend to it immediately. Of course, it is undeniable that there are just times that we tend to clutter. Whether you are living in Condo in Manila or any real estate property in the Philippines, there is no reason for you not to organize your things at home.

However, if you are one of those homeowners who is just having a hard time considering how busy and hectic your schedules are, then below are some things most organized homeowners do to make their home neat and clean.

They try not to own more than one of something


Having a lot of things may be good at some point, but there will also be a downfall when you try to own more than one of something. When you do, you are collecting things without even realizing that you already have plenty of them. Moreover, if you are not a kind of person who usually put things immediately in its proper places, then this might be a mess on your home.

Well, if you are one of those people who just love to collect things, then you have to make sure that you have storage that is intended for that particular thing. If not, then this is going to be a mess if you don't know how to put those things in their proper places.

They know that everything has its spot to be put away


When it comes to your stuff, you have to make sure that you have a proper storage to it. If you have so many clothes, then you need to put it in your closet and not just anywhere in your house. Moreover, if you have a habit of putting things immediately on its proper places, there will be lesser chance that you will have the need to worry about the mess that you have made.

All you need to do is provide storages for your belongings. When that particular thing has its storage, then it is much easier to put them back to its proper place immediately.

They don't buy things if they don't need it


There are just times that we are tempted to buy things – just random things that we see at the mall. But before deciding to buy that particular thing, you better think again and again if it's worth your money or not. If you think that that particular thing is useful then go ahead and buy it. If it's not, then skip that thought and go on with the things you need to buy.

Moreover, if you can't think of a place where you should put it, that would only mean that it is not that necessary for you. If you still do, then it will only just add up the clutter. And I'm sure you don't want to clean themes all the time in your home, right? That is why there is a need for you to think before you buy it.

If they don't use it (or like it), they lose it


What's the use of keeping that particular thing when you don't like it in the first place? Right? If you want to de-clutter, you have to make sure that you are not keeping things that are not useful to you anymore.  And if you don't want to throw it all away, then you can perhaps give it to the person who likes it or can still be of use to them.

You will know which of your things are not that useful to you since you don't use it regularly, and you just ignore that particular thing. And if you don't throw it away, then this is also one of the reasons why there are so many dust on your home.

Image Source

Friday, March 10, 2017

Home Decorating 101: Simple Tips For Transforming a Dull Wall

Image credit
Whether you realize it or not, there will always be a beauty in a big blank and clean wall. Agree? Of course, this is the time when you can actively and creatively imagine what things to put to fill in your big empty wall. For some, this is one of the common problems they faced especially when they don't know anything about decorating at all. However, when you know what you are going to do with your wall, then a wall décor challenge is just a piece of cake.

Basically, it doesn't matter where you live. Whether you live in any of the most prestigious Nuvali homes or any other properties, decorating your wall is now within your reach. There are actually plenty of options you can do with your wall. Of course, it will always be an up to you on what décor you want to have that fits on your wall. To give you an idea, then below are some simple and doable examples you can apply.

The gallery wall


If you are a kind of person who likes to take pictures or paintings, then the gallery wall might suit your taste. You can have your wall combined with your photos and paintings with different sizes and color and/or framed or unframed artwork. You can also fill your wall with textiles and other wall decals. Of course, it is also important for you to consider mix matching your decals on the paintings of your wall. Make sure that the color and shapes, sizes can go along with your wall.

If you are not sure about the color combinations, then you can go neutral yet bold, sophisticated and creative in many ways


Statement art


Aside from the pictures and paintings, you can also have statement art on your wall.  Installing a striking piece of statement art can definitely be eye-catching to the viewers. Moreover, isn't it nice to wake up in the morning with a piece of interesting piece of art on your wall?  Well, hanging one or two statement arts on your wall would be enough.


Build a bookshelf


If you have a lot of things or books yet you don't have enough space in your home, then you might want to have a bookshelf installed on your wall. Instead of having or putting decorations, make the bookshelf as part of the decorations you have on your wall. With that, you're not just saving up more space but also, you just made an excellent and stylish way to have a bookshelf.

Installation of bookshelf may be hard on your part. Of course, you also have to make sure that the shelves are properly installed on the wall to have a safe and durable base.

Wall coverings


One of the struggles most homeowners have is that they don't have anything to decorate at all. Perhaps, they are one of those homeowners who invest in a property with no furniture to fill the empty spaces yet. Well, you can go with wall coverings or wallpapers. Fret not! Wallpapers are easy to install on your walls. You just have to make sure that there will be no lumps on the surface. There are a lot of styles when it comes to wallpapers.  And it will always be up to you on what style of wallpaper you want to use.

Well, if you are one of those people who is trying to decorate their big empty wall, it would be easier if you know what you really want to do with your wall. Just make sure that you love what you do for as not to have some regrets later on.

Thursday, November 10, 2016

Moving to a New Home? Here's Some Housewarming Quotes To Inspire You


Moving into a new home may be one of the most exciting days one can experience. But sometimes, this can also be overwhelming. Although we may feel ecstatic about living in our new home, there are just something that would pull us back. Perhaps, it could be our neighbors who became a close friend or even a feeling of nostalgic. But whether you plan to move into Park Point Residences or any real estate property in the Philippines, you must be feeling great about moving into your new home. Here's why:

"Gratitude unlocks the fullness of life. It turns what we have into enough, and more. It turns denial into acceptance, chaos to order, confusion to charity. It can turn a meal into a feast, a house into a home, a stranger into a friend." – Melody Beattie

"Home is a name, a word, it is a strong one; stronger than magician ever spoke, or spirit ever answered to, in the strongest conjuration." – Charles Dickens

"The ornaments of your house will be the guests who frequent it." – Author Unknown

"No man but feels more of a man in the world if he have a bit of ground that he can call his own. However, small it is on the surface, it is four thousand miles deep; and that is a very handsome property." – Charles Dudley Warner. "Preliminary," My Summer in a Garden, 1870

"Home is the place where, when you have to go there, they have to take you in." – Robert Frost

"Where we love is home – home that our feet may leave, but not our hearts." – Oliver Wendell Holmes, Sr.

"May the roof above us never fall in and may we good companions beneath it never fall out." – Irish Blessing

"It takes hands to build a house, but only hearts can build a home." – Author Unknown

Every house where love abides and friendship is a guest, is surely a home, and home sweet home for there the heart can rest." – Henry Van Dyke

:Any home can be a castle when the king and the queen are in love." – Author Unknown

"May your home always be too small to hold all of your friends."  - Author Unknown

"The fellow that owns his own home is always just coming out of a hardware store." – Frank Mckinney Hubbard

"A man builds a fine house; and now he has a master; and a task for life; he is to furnish, watch, show it, and keep it in repair, the rest of his day." – Raplh Waldo Emerson

"A house that does not have one worn, comfy chair in it is soulless." – May Sarton

"A home with a loving and loyal husband and wife is the supreme setting in which children can be reared in love and righteousness and in which the spiritual and physical needs of children can be met." – David A. Bednar

"You never know what events are going to transpire to get you home." – Og Mandino

"Never make your home in a place. Make a home for yourself inside your own head. You'll find what you need to furnish it – memory, friends you can trust, love of learning, and other such things. That way it will go with you wherever you journey." – Tad Williams

"Hospitality is making your guests feel at home, even if you wish they were." – Author Unknown
'I am grateful for the lawn that needs mowing, windows that need cleaning, and floors that need waxing because it means I have a home." – Author Unknown

"We just bought a new house, so my wife's been doing all the moving and other stuff, so I would like to go home and just sit and enjoy all that for a couple of months before I gotta start playing again." – Tom Araya

Image Source

Monday, April 25, 2016

Apartment Living: How To Brighten Up Your Space


There's nothing more frustrating than having a dull and lifeless apartment. Agree? Yes, you may be renting a space in Davao apartments or any other apartment spaces in the Philippines, but that don't mean you are not going to be mindful of the place you are living in since it is not yours anyway.  However, if you want to live a satisfying lifestyle, then you better start to brighten up your apartment space. And mind you, you will definitely have good vibes when you do.

But sad to say, considering the busy schedules that we have from work or school, we tend to forget how to brighten up our space. Sometimes, we even tolerate things that are cluttered in our rooms since we don't have enough time to clean up. Right? However, whatever your excuses may be, there is still no acceptable reasons why you can achieve a desirable apartment space. And if you are one of those people struggling on what and what not to do when it comes to decorating your space, then you might want to refer these tips below.

Pick up fresh flowers



Whether you realize it or not, having flowers inside you apartment can brighten up the mood. If you feel like you need something that is fresh, then flowers are advisable for you to have. it doesn't just add beauty to your apartment, but it has also health benefits you can get when you have fresh flowers in your apartment. Moreover, if you want it to be more stylish, then you may choose flowers that are also appealing to the eyes. Perhaps, you can have a bouquet of flowers and put them in a stylish vase.


Buy lamps or open the blinds



If you feel like your apartment space is dark enough, then you have to purchase a lamp or open the blinds. Of course, you definitely don't want to live in a space where everything is dark, right? A good lighting is also important for you to consider to make sure that you can see clearly on the things around you. Moreover, this is also one way to protect your eyes from the dim light that you have in your apartment.

Plant succulents



Aside from the flowers that you can have at home, you can also have succulents. It doesn't just look good on your apartments pace, but it is also beneficial to your health. Moreover, you definitely would want to have one in your apartment since it is a pretty cheap, fun to put together, and it is also an adorable way to get some low-maintenance green outdoors.

Rotate your apartment's colors



One thing that can add life to your apartment space is the choice of your color. If you have a darker shade of color at home, then you will most probably have a darker themed apartment. However, if you are one of those people who wanted to brighten up their apartment space, then you also have to make sure that you choose colors that are light. Well, you can also choose pastel color to have some accent on each of the design on your room.

Find local produce



If you think that the things in your apartment are the only things that need a fresher look, then you better think again. This is also the time for you to go for a fresher and healthier lifestyle by buying and eating healthy foods. You can definitely check out your local farmers market or even groceries for a great deal of pretty and fresh food. Don't compromise your healthy with junk foods. Remember, the healthier you are, the brighter your lifestyle will be.

Image Source, Image Source, Image Source, Image Source, Image Source, Image Source