Wednesday, December 23, 2015

5 Home Inspection Mistakes You Need to Avoid

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Do you know that one of the many reasons as to why your home is not going to last for many years is because, it was not inspected properly? Yes, inspecting your home before moving in plays a big role in having a durable and long lasting home. It doesn't matter if you live in  Bonifacio Global City condo or any other real estate property; a home inspection is still a must for you to do.

Sad to say, not all homeowners don't pay any attention to what they home need. Perhaps, they only think that for as long as they can live in a safe and comfortable place, then it is fine. But, how sure are you that your home is going to be safe without any inspections at all. If you are one of those people who value safety, then you definitely will not miss having a home inspection.

Well, to give you some ideas on the common mistakes most homeowners usually failed to notice, below are the mistakes you need to avoid.

Mistake No. 1: Not having new construction inspected

If you think that your home is newly constructed and is durable enough for you to stay, then you better think again. Even if it is still new, there are still some errors in the construction that you need to be addressed. You don't know; there are still cracks that contractors missed noticing, which can be one of the many factors why your home is not durable enough. Well, making sure is not a bad thing at all. For as long as you are in the right place to make sure, then it is also your rights since we are talking about the safety of your home here.

Mistake No. 2: Choosing an inspector for the wrong reasons

If you plan on hiring an inspector for the sake of merely inspecting, then you also better think again. Yes, there are a lot of inspectors that don't ask for an expensive fee. But how sure are you that your home is properly inspected? You don't know; the inspector just roams around your house without even inspecting every corner of it if there are still damages that are not visible. With that, this might be one of the reasons why you don't have a durable home.

Mistake No. 3: Not going along on the inspection

Again, making sure that your home is properly inspected is not a bad thing at all. Of course, it is also your responsibility to make sure that the home inspector that you hire will inspect every single corner of your home to make sure that there are no cracks, holes and other things that keep the house from being safe. Moreover, it is also a must for you that you will go along with the inspector around the house, for you to know what are the things that need to be repaired. It is also for you to make sure that they are doing their work properly.

Mistakes No. 4: Not following up on the inspector's recommendations

It is one of your downfalls if you will not going to follow your inspector's recommendations. Of course, doing some inspection in your home is going to be a waste if you don't do or follow what your home inspector told you to do. Well, if you are one of those people who don't want any hassles at all, you have to make sure that you do what they want you to do, for you to avoid costly mistakes and repairs.

Mistakes No.5: Expecting your home inspector to be psychic

You have to put in mind that no matter how good your home inspector is, they definitely can't predict the future of your home. Of course, the duration of your home will always be up to your care. If you are not careful enough of your home, then it will mostly likely not to last long. It will always be on your responsibility on how you are going to make your home last. Of course, if your home needs some renovations, then you have to do it as well to look good.

Sunday, December 20, 2015

Moving to the Capital: The Cost of Living in a City

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Whether you agree with me on this or not, a lot of us here dream of living in the city. Perhaps, you can find various opportunities such as jobs and businesses in the city. Who would not want that, right? Moreover, it doesn't matter if you live in Marquee Residences or any other properties you want to live; there will always be opportunities that await you. Of course, that if you are motivated enough to grab these kinds of opportunities.

Yes, there may be a lot of opportunities for you, but you also have to remember that the cost of living may differ from the provinces and other places you have been. Moreover, if you are not used to living in a city, then you might want to adapt the kind of environment the city have.
Well, if you are one of those people who are planning to move and live in the city, below are some things you should consider and know before moving to the capital. Of course, this is also for you to be aware of the things you should and should not do when you already move.

Food

If you are used to having an affordable food, then you better think twice if you plan on eating your meal outside your house. Whether you like it or not, living in the city is costly, especially when it comes to the food. Classy restaurants may also cost you a lot. If you are not careful in choosing what restaurant you want to try, then you might be in trouble. That is why, it is also a must for you to bring extra money for any cases of financial emergencies.

Well, fret not! To those people who still want to eat outside yet don't want to spend too much for their food, there are also actually a lot of good restaurants with good food. Of course, you will also enjoy the quality of food that they have. Not just with the tasty food, you will also enjoy the place. Well, just make sure you know where and what kind of restaurants that offers that kind of affordability.

Transportation and services

A lot of us here might expect that cities have the most efficient public transportation system than the other places. Well, you better think again. However, even if the public transportation may not be efficient enough, you don't have to worry since the affordability of the fare compensates. Well, if you plan on having a taxi, you also don't have to worry since the taxi's flag down rate is only Php 40 plus Php 3.50 for every three meters. Well, it is not that expensive for a working person.

And if you are one of those people who prefer the economic one, you might want to try riding jeepneys. With that, you will only need to pay Php 8 minimum fare. Well, that is an economical thing to have.

Housing

When it comes to the housing, it will always depend on where and what place you want to stay. If you are planning to live in a property such as Marquee Residences, you might want to inquire the right amount of budget for you to know if it fits your monthly budget. And as a home investor, you have to make sure that the property that you choose suits your taste and lifestyle for you not to regret your decisions later on.

Moreover, if you are new to home investments, you better hire a real estate professional for you to achieve your desired home without any delays and problems in the process of investments. Well, investing in a property is also one of the things you should be proud. Of course, you are also investing for your future.

These three basic things mentioned above may be common to all of us, but these are the most important things for you to know and consider when it comes to your plan and decision in moving in the city. Well, adapting the city's environment may not be hard as you think it is. Just make sure that you also know who to cope up with the things and situations around you.

Friday, December 11, 2015

For OFWs: What to Know About Buying Quality Homes in the Philippines

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Investing in a quality home is more challenging for OFWs, agree? Especially when it's their first time to buy a home in the Philippines, there will be a lot of situations that might hinder or delay the investment process. Of course, even if you chose a property in Bonifacio Global City or any other places where you want to invest, it would a difficult process especially if you don't have any idea about real estates at all.

Whether you realize it or not, the rapid growth of OFW homebuyers is increasing. Of course, investing in their home is one of the things they want to do to make sure that they have a secure and nice future. Sad to say, not all OFW knows about home buying process in the Philippines. As a result, they regret investing in a real estate.

Well, if you are one of those OFWs who wish to have their home, then you should know at the least the basics of real estate. You should know what to do to make sure that you will get the right home for you. And to avoid such unfortunate scenarios, below are some of the things you should know to achieve the desired outcome of your home buying process.

Find a reliable and reputable developer

There are a lot of real estate developers in the Philippines; you might not recognize some of them. Making sure of your investments also means making sure who you trust. Placing your trust in a developer who you don't know anything at all, and then this might jeopardise your real estate investments. When you choose a developer who is well-known with a good reputation, then you will have a brighter side of your future.

Research, research, research

Do not ever decide to choose and buy a particular property if you don't know anything about it at all. Of course, before you can choose one, you should also know what kind of property that you are going to invest. If you think that you are still not satisfied with the quality of property that you have found online, then you should do your research more. With that, you will eventually find a good and suitable place for you. You just have to be patient in searching.

Return home or work with a trusted representative

There are a lot of OFWs who invest in a home even if they are not around in the country. With that, there might be unwanted situations that may arise. For you to avoid such thing, there is a need for you to return home or work with a trusted representative. Of course, you have to since it will be difficult to transact real estate investments when you are out of the country. However, if you think that you still can't go back home, then the best way to ensure that the investment is in good hands is to work or hire a broker. With that, it will be easier for you to achieve your desired home.

 Value for money

As an OFW, even if you have the budget intended for your home, you should also consider other expenses. That means you need to choose a property that you can afford to have. Moreover, even if you can afford such property, there might be another add-on that you don't know. That is why, you also have to make sure that you know every single detail of the transaction process. That is also for you to know what is already going on with your investments.

If you are one of those OFWs, when you know the basic of real estate process, you will eventually realize that investing such is not as hard as you think it is. Of course, making sure that everything is going smooth is a must for you to do.

Friday, December 4, 2015

5 Best Pet-friendly Ways to Decorate Your Home

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One of the many things most homeowners hate the most, especially when they have pets is when they usually get messy all around their house. Well, when you have pets at home, it doesn't matter where you live, be it in Makati condo or any other real estate properties, a messy pet is inevitable. Of course, there are just times that you cannot control their behavior, especially pets that are not well trained.

Well, if you are one of those homeowners who have a hard time decorating their home because of their pets, then below are some best pet-friendly ways to decorate your home. And mind you, not just you who will be satisfied with the outcome but also your pets.

Fur-disguising carpet tiles


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Some of you here have pet dogs, right? If not dogs, at least they have some furs. However, even if we like to have such pets, we just can't deny that sometimes it irritates us whenever they have some stray hairs that fall on our floor. Well, for you not to be pissed on their falling hair, then you might as well have a fur-disguising carpet tiles. With that, the stray hairs of your pets will just camouflage with the carpet tile that you have. Moreover, you don't have to worry about having it stained since you can easily replace the carpet tile into a new one.

Fossilized Bamboo flooring


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There will always be times that your pet loves to stay in a warm place. Of course, as a pet owner, it is also your responsibility that you give your pet a priority, especially when it comes to their health. And staying warm inside your home is one of the things you can do for them. Moreover, to make it warmer, you can also use fossilized bamboo flooring where it is a treatment that increases the density of the material, making it harder to scratch or dent. It is also a way to keep your pets safe from a slippery floor.

Fabric you can bleach

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When you have pets at home, you have to expect that there will be times that your home will be a little bit of a messy. Of course, you also have to expect that there will also be stains caused by a playful pet. Well, we just can't control their movements. However, when you have the fabric where you can easily bleach away the stains, then it will be easier and convenient for you to have with no stress at all. Moreover, this is one of the many ways you can have some time to play with your pets without worrying about the stained furniture that you have at home.

Pet-friendly upholstery

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Whether you realize it or not, there is a particular upholstery that is not that friendly to your pets. Of course, when you know that you have a playful pet at home, you should also try to match the upholstery to your pet's fur if you can, even if your pets are not allowed on the couch. Well with that, you don't have to worry that much when you notice some stray hair from your pets since it will be less noticeable. And of course, if you are one of those people who are into pets, you also have to be careful in choosing the right upholstery for your home to avoid any regrets later on.

Slipcovers


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If you are a kind of pet owner who allow his/her pet to stay on the couch, you have to make sure that you cover your couch with Slipcover. Well, you don't have to worry that much whenever your pet gets on your couch with a muddy paw since you can just remove and wash it with bleach. And for you to be less worry, then you can also have some slipcover for your bed with cotton bedding that can take frequent washes with warm water.

Friday, November 27, 2015

For Landlords: Know your Rights and Responsibilities

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If you think that landlords have an easy task to do, then you better think again. The task of a landlord might be simple yet it can also be daunting and frustrating. Of course, you will be the one who will be in the forefront with your tenants. And if you are unlucky, then you might also face unwanted situations about a particular real estate. That is why, you also have to make sure that before you decide to become a landlord, you also have to know its rights and responsibilities.

Well, if you are one of those landlords who have no idea on what kind of rights and responsibilities one should know, then below are some of the rights and responsibilities of a landlord.

Screen your tenants

One of the things you should do before deciding to let someone in your home be it in Amaia Scapes Lipa, you have to make sure that you have properly screened that particular tenant. It is your responsibility to make sure that the tenants that are allowed in your apartment or any other real estate property that you have been good and can be trusted. Well, being choosy when it comes to who are the people who are allowed to stay and live in your home is not a bad thing at all. After all, you are just ensuring the safety and other rights that you also need to protect.

Moreover, when you screen your tenants properly, it allows a good harmony or relationship between you as the landlord and them as your tenants. Of course, with this kind of method, it avoids situations that are not best for you to happen. Well, you also have to make sure that those tenants that you have just chosen can pay the right amount for the monthly dues and other home expenses.

No landlord is an island

Yes, you are a landlord. You own and manage the property that they live. But it doesn't mean that you are not going to make friends and mingle with your tenants. Of course, you also have to build a good rapport between them for you to avoid problems later on. For instance, you can avoid a hard headed person to pay his or her monthly dues. Of course, when you are good to them, you can properly ask them that they need to pay their dues. 

Moreover, even if you are all friends, you also have to remember that as a landlord, business is going to be a business. When it is time to pay their dues and other bills at home, then they should also comply with the said policy. If they don't, then you have all the rights to reprimand or kick a tenant out if they are hard headed in the first place.

Safety first

As a landlord, it is also your responsibility to keep your tenants safe and sound inside your home. Of course, you don't want something bad might happen to them, right? That is why, you need to have some first aid kit or anything that can help minor injuries. Of course, you should also not forget to have some fire extinguisher to prevent a fire from getting worst. 

Moreover, to make sure that you and your tenants are all far from danger, you have to check anything for repairs and have certain standards that you should follow before you rent out your property. Of course, you also have to make sure to have a regular inspection of the electrical wirings.

One of the things we usually hate the most is that when one person don't know his or her boundaries. Of course, if you are a tenant, you also have to act in line with the standards of your landlord for you not to be kicked out of the house. Moreover, you also have to be respectful in many ways to avoid unwanted situations or heated arguments later on.

A little compassion will not hurt his business

There are just times that tenants can't pay their monthly dues due to unwanted situations. Sometimes, they will come to you and ask or request for an extension when it comes to paying the bill. Of course, as a landlord, you also have to consider his/her situation, especially when you know that they have nothing left. You just have to make sure that next time, they are going to pay their monthly dues on time.

Friday, November 20, 2015

Why Live in a Suburban Community?

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A lot of you here might wonder and ask, why would I live in a suburban community when I can live in a city? If you are a kind of person who doesn't want to be stuck in heavy traffic, or in a crowded place or even the noisy horns from the car, and oh, don't forget the pollution, it's everywhere, you definitely and without a doubt going to invest in a suburban community.

Choosing a place where you can call a home is one of the most important things for you to consider. But if you also choose a place where the quality of your lifestyle is compromised, the calling it a home is going to be an impossible. The place where you want to live will also determine your lifestyle, expenses and other choices that you make in life.

You will eventually learn that living in a suburban community is not a bad thing after all. In fact, there are some reasons as to why you should choose to live in a suburban community rather than the city.

There is more space to move around

When you compare houses in the city than in the suburban community, there will be more spaces you can have and own in the suburban community than in the city. Of course, that already includes spaces such as the backyard, garden, and you can also have your garage. Moreover, you also don't have any problem to move or play around the house, since there is enough space for you to have. You also don't have to worry when you like to host a party in your home since there will be enough space to accommodate your visitors.

You can enjoy clean and green nature

Homeowners who live in a suburban community have the chance to enjoy the clean air and walk along tree-line streets than those people who are living in the city. Of course, you can also gaze at the starlit sky without any hassles at all. Moreover, if you are a nature lover, then you can also put up a garden in your home without worrying about the spaces. This is one of the advantages when you decide to live in a suburban community.

It is easier to be a pet parent

If you are a kind of person who loves pets, then you don't have to worry about it anymore, since you already can when you live in a suburban community. You don't have to follow strict rules and regulations when it comes to pets, especially when you are living in a condominium where having pets are not allowed. Moreover, if you are living in a suburban community, this will give you an opportunity to let your pets exercise and socialize with other pets in the community.  You also don't have to worry about the rules since most of the suburban community are not that strict when it comes to having pets.

You don't need to go far to enjoy fun and active weekends

Most of the suburban community has recreational facilities. Well, if you don't have work to do during your weekends, then it is your right as one of the homeowners in the community to use the facilities. You can use their swimming pools, basketball court, jogging path, tennis court, and playground where you can let your kids enjoy. You just have to make sure that you are paying the HOA fees, it there are, for you to continue using the said facilities.

You can live in peace and quiet

Again, if you are a kind of person who hates noises such as the noises of the jeepneys or private cars, then it is going to be a good idea if you decide to live in a suburban community. This is where you can feel relax away from the air and noise pollution. And I'm sure, with that, you love your home.

Friday, November 13, 2015

The Search Is On: How to Pick the Right and Stylish Front Doors


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How lovely it is when we have a stylish front door that we can be proud. Agree? Who wouldn't? Whether you are living in Amaia Scapes Laguna single home or any other real estate property, you will be impressed on how front doors can add beauty to our home. Yes, our front door is one of the things people notices it first. And yes, if you have a stylish door, they will also be impressed by its beauty.

Some of you here might wonder how and why front doors can add beauty to our home when, in fact, they are all the same – doors? Yes, they might be front doors, but there are already a lot of stylish front doors that we can choose. Of course, there are various styles of a different type of property. Well, if you are one of those people who are still struggling in picking the right and stylish front door for their home, then you might want to refer these tips below on how you can choose the right front door.

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Determine your budget

First and foremost, before you can decide on what kind of front door that you will have, it is a must for you to consider your budget. You have to determine whether or not you can afford that particular door or not, or whether you are comfortable spending money for a particular door or not. If you do, then it will be much easier for you to choose what kind of door you will have.

Moreover, if you want to do a DIY front door, you have to make sure not to commit a lot of mistakes for you to avoid spending a lot of your money. If you think that you don't know how to install, you better consider hiring an expert to complete the installation, rather than committing costly mistakes.


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Materials matter

A good material used for front door would also mean a good door.  Moreover, using a good material can affect its performance such as its durability, maintenance, and appearance of the door.  However, choosing a poor material would also mean a disaster and can cost you a lot. Whatever you choose, you have to make sure that every material that you choose has a good quality.

One of the factors that you should not miss is whether you are going to have a wood, steel, or a fiberglass door. If you choose to have wood, it will appear beautiful, natural and warm than doors made from other materials. When you choose a steel door, it is more affordable than the other materials. However, it includes and insulated core to help with energy efficiency. And if you decide to have a fiberglass, you also won't regret choosing it since it can give you a durable, dent-resistant, won't rust or corrode and it is easy to maintain door.


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Size

The size of your entryway is one of the most important factors for you to consider. If you don't know what size it is, then it is impossible for you to know what will also be the size of your front door. You have to know its length and width for you to determine the size of your door. Moreover, if you don't know how to get the sizes, don't hesitate to contact a professional for help or any other people who know how to get the size of your entryway.


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Style

Choosing the right style of your home would play a big role in your home. You have to consider styles that would complement with the other designs of your home. Remember, the design of your front door will also represent you or your family's personality. If you are a person who likes simplicity, then choosing a simple yet an elegant style of your door will add overall beauty and personality of your home.

Moreover, if you are one of those people who are artistic in anything, then having a stylish front door will suit you best. You just have to make sure that you will not regret the style that you have chosen later on.

Thursday, October 29, 2015

Down Payment Issues: Why Most Homebuyers Turn to Family for Help

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It is undeniable that the percentage of home buyers relying on their family is gradually increasing. And admit it! There are some homebuyers here who still seek help from their parents or any family members. Well, asking for help is not a bad thing at all, especially when you are a part of their family. However, if you are starting your own family and wants to leave your parent's home, asking some help when it comes to your down payments might not be a good image for you – that whether you agree with me or not.

Generally, what most homebuyers, especially first-timers would do when they decide to invest on their own home is that they will avail a home loan – usually parental loans. Financial experts say that one of the best gifts one can have is the help of their parents, with no expectation of repayment. Generally, if parents insist on investing in a home property as a gift for you and your own family, you have to make sure that there will be no strings attached to it. You should have the right documentation, including a letter that clearly states that the gift-giver doesn't expect repayment.

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However, if that's not the case, then parental loans fall under the category of unsecured debt. In fact, a loan from a parent could raise a borrower's debt-to-income ratio sufficiently to result in disqualification for a mortgage. That means, no asset is acting as collateral which can pose a lending risk. Moreover, a family loan is a burden that could affect a borrower's ability to make monthly payments. And most companies don't allow unsecured debt such as credit card advances. Companies want to be certain that every transaction that you have with them has an assurance that you can pay the down payment and its monthly dues.

Basically, if you don't have enough income and/or savings to sustain your obligations, then there is also no guarantee that you can avail home loans. Sometimes, if a loan would not be applicable on your end, then cash is needed. And for first-time homebuyers, this is one of the problems they usually faced. Yes, the process of investing is not that simple. There are certain guidelines that you need to follow in order for you to be qualified in investing your own home.

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If you want to impress the parents of your wife or live your own life, you have to make sure that you are capable of living a happy and normal life. Yes, cliché as it may seem, but having and securing your own savings is a must for you to do. When banks know that you have enough savings, and your job can produce a sustainable income, there is a higher possibilities that you can be qualified to invest and have your home loan.

Sometimes, savings is definitely hard on our end since there are a lot of things that we need to think of, such as our daily expenses. However, knowing how to budget your money in order for you to have your own savings is one of the musts for you to do. Yes, there are just times that we want to seek help from our parents, but it doesn't mean that we cling and depend to them in every real estate transaction that we need to make in order for us to achieve what we really wanted.

Moreover, if you are just discipline yourself when it comes to money matters, then saving for your future is not as hard as you think it is. In fact, it is one of the most important things for you to do in life – that is to save and own your home.

Friday, October 23, 2015

To Have Pools or Not: Pros and Cons of Backyard Pools

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Pools are appealing to the eye! For some, it's already a dream come true to have one in their backyard. When you have a pool at home, you'd definitely feel the fun and excitement that comes with it. But before you can have your own pool, you have to remember that it takes a huge investment – not just with money, but also your time and effort as well.

When you plan of having your own pool, most real estate brokers would advise that investing in Ayala land lot Cebu or any real estate lot is a good idea in order for you to own your pool. And as a homeowner, it is a critical thing for you to understand that installing a pool in your backyard is a permanent condition to your home. That is why, you should be certain when it comes to the decision making on whether or not to install a pool.

Of course, having a pool on your backyard doesn't just have an advantage, it also have some disadvantage that you might want to avoid. However, if you are a person who is willing to take some risk on having one, then you might as well know the pros and cons on installing and having a pool on your backyard. Of course, that is for you to avoid regrets later on.


Pros of backyard pools


Aside from the fun and excitement of plunging yourself in the clear water, there are actually a lot of advantages when you have one:

Perfect for parties

Talking about parties, it's definitely more fun when you got to include swimming pool. If you want to have a formal party on your home, pools are there to add beauty to the venue. It attracts people to enjoy more even if it's a formal event. Of course, pool parties would definitely not be called such when there is no pool at all. This is the time where you got to be wet while enjoying the party. And of course, kids are not just the only one who got to enjoy it, adults, too!

Great for exercise

Swimming is a kind of exercise, and it is such an advantage when you got your own pool. You don't need to go far just to swim. Whenever you feel like swimming, you got to swim anytime for as long as you want. With that, you are not just having fun swimming, but you are also exercising as well.

Be the cool house

Believe me, when you have your own pool, your friends and relatives would definitely love to visit your house again and again. Of course, what else? – that is to enjoy the pool. You definitely can't say "NO" to that since it is going to be fun too, that unless you are going to be out of town.

Home investment

When the time you decide to sell or rent out your home, the value will be much higher than an ordinary house. Thanks for having the pool, you can definitely raise the rent and/or price of your home higher without hesitating since you know that the house is worth the price.

Cons of backyard pools
 
Installation cost

Before you can decide or whether or not you are going to have a pool on your backyard, you have to make sure that you have enough budget for installing it. Of course, it doesn't just end up with the materials used for the installation, but you also have to have the budget for the fee on the people who will install it. Moreover, you should also know that you should have enough space on your backyard for you to have your own pool.

Daily maintenance

You definitely don't want to swim in a pool full of dirt, right? However, it is not enough that the water in the pool is just clean. You have to check the pool's pH balance daily to check on the acid and alkaline levels. Plus, you also have to consider the maintenance especially when your pool is made of concrete, which is more prone to cloudy water and algae growth. Well, you better check your schedules for you to have the time in cleaning your pool.

Pool accidents

Accidents are inevitable, especially when you have a pool at home. When you have your kids, you have to secure the area for the kids not to immediately go near the pool. And when it comes to pool parties, you have to make sure to announce that parents with kids should be careful for them not to be slipped and drowned. You definitely don't want to see someone's drowning. Definitely not!

Thursday, October 15, 2015

Top 4 Effective Techniques in Saving while Paying your Rent

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How easy is it for us to save? It is definitely not an easy task for us to do, agree? If there is anything that is a more frustrating thing to experience, it is when we don't have enough budget to save. Considering the fact that we have an obligation to pay our monthly dues, saving is going to be a bit challenging on our part. And that is one of the reasons why most homeowners are financially troubled since they don't have savings at all.

Technically speaking, you can still have your own savings. For as long as you are just strict enough on budgeting your money, then savings would definitely not a problem after all. Some of you here might wonder and ask; how come you can still save money when you got to have a lot of payments to make? Well, if you are that curious, here are the top four effective techniques you can do to save while renting.

Negotiate your rent

Basically, before you can move to your new home, it is a must for you to know how much is your monthly rent. If you think it is expensive enough for you to handle the payments, then you can politely ask your landlord that if possible, you can negotiate the cost of your rent since you still can't afford it. Well, it is a good news if your landlord will approve your request. However, there are landlords that would not consider it – this is the time for you to move out and find a new place to stay. It is better that way than enduring a costly rent.

Moreover, before deciding on the place to stay, you have to make sure that you can afford the rent in order for you to avoid financial problems later on. Don't force yourself to avail a particular thing when in fact, you are not certain if you can have it until the end.

Alternative source of Income


There are just times that the income that you can get with your current job is still not enough, especially when you have a lot of obligations to think of – your monthly rent, water and electric bills, and so on. With these, there might be a need to for you to find a part-time job. Well, it doesn't have to be that hard, for as long as you are earning your extra income, then it might be enough to suffice your everyday needs and savings.

Have a garage sale


Having a garage sale is also one way you can have your extra income. If you think that that particular thing that you have is already not useful for you, then why not include it in your items in a garage sale? Of course, you also have to make sure that the things that you want to sell can still be of use for other people. With the things you have included, it might be a lifesaver for others. Of course, you are not just making an extra income, you are also helping people who want to buy things at an affordable price.

Monitor your spending

If you are a kind of person who usually spend on the unnecessary things, then this is the time for you to stop doing it now. Yes, if not now, when? If you continue to spend your money on the things that are not that useful to you, then you might find savings a challenging thing to do. Unless you have a lot of money to spend, then you better keep your money and save it for emergency purposes.

When you know how to discipline yourself when it comes to money matters, you will eventually realize that saving your money is not as hard and bad thing as your think it is. And if you have enough savings, then renting is definitely not a problem.

Friday, October 9, 2015

Brilliant Idea: Bringing Coffee Shop Inspired Designs to the Comforts of Your Home

Transforming your home into a coffee shop inspired designs? Why not? Yes! It's possible! Coffee lovers going to love this!

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Aside from the obvious thing as to why we go to coffee shops, it is also a place where we can unwind and feel relax. For some coffee lovers, they considered coffee shops as their "second home". They find peace and contentment whenever they find an opportunity to go to cafés.  Of course, the smell of your coffee plus the music playing can also be addictive. Don't you know that you can also be productive with that kind of ambiance? Well, we just can't deny the fact that there is something special when it comes to it. Agree?

Some of us here go to coffee shops every day just to get a cup of their favorite coffee mix. While others stay for a couple of minutes just to be inspired to do better on their work. If you are that enthusiastic enough to go to cafés every single day, why don't you try bringing coffee shop inspired designs to the comforts of your home? With that, it is one of the most convenient ways to enjoy your morning coffee. Of course, choosing the right design for you home also matters.

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The Kitchen

One way or another, our kitchen is the most attractive part of the house. Why? Well perhaps, it is where we usually make our favorite coffee mix – be it brewed or instant. And it makes a good and satisfying ambiance when we add some coffee inspired designs in our kitchen. Designing your walls with bricks, for example, can add the vintage aura of your kitchen. Of course, it is not just about the beauty it can offer, but also, bricks can help neutralize the temperature of your kitchen. It makes your kitchen cooler in summer and warmer in cold days. And it's a low maintenance; you definitely don't need to fix a peeling wall. There's a caveat, if you don't know how to install a brick, ask some assistance from the professionals to achieve the desired outcome.

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Aside from the walls, you can also have a vintage dining chairs and tables. The older it is, the better Рjust make sure that it can still be of use. If it's possible, the design of your dining chairs and tables are the same. If not, then a variety would do. You don't have to be strict with the design actually; you can play with it, for as long as it still fits with the "caf̩ ambiance" theme.

And speaking of the ‘ambiance', a regular coffee cup/mug is a no-no. As I've said, you have to play with the designs, and that includes with the kitchen wares. There are actually a lot of coffee mug that fits with your theme that you can choose from, just choose and pick the right one for your use. Well, it doesn't have to be antique though, for as long as it looks vintage and all, then it's your call.

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Don't ever forget the kitchen counter, add some features in it. You can definitely display your coffee grinder, glass coffee mugs/cups, coffee beans, and/or any other things that you want to include. Basically, the things that can be found on your counter doesn't have to be expensive, you can actually buy and have it in an affordable price. So, fret not!

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Other Rooms

Generally, most coffee lovers love to decorate the "café ambiance" specifically on their kitchen. However for some, they also want to have the design on their other rooms. Of course, you can also pull that off. Well, you can always start with the decals. You can have picture quotes about coffee drink and how it can boost our energy, and all. Putting it on your wall would be a better idea for you to make. Also, try adding some flavors on your room. You can add a real bicycle and hang it on your wall, or just merely putting it on the corner.

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Your relaxing moment will never be complete when you don't have a space for entertainment. Of course, you have to make sure that you have a space for coffee table books or a TV screen. With that kind of ambiance, you will be more inspired to get ready for work or school. And one of the must-haves you definitely should consider is the color scheme of your home. If you wanted it to look like a real coffee shop, then you better choose a color that matches with the theme that you like.

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Generally, for some coffee lovers, if not all, having this kind of home design is something that they want to achieve and have. Of course, who would not want to be inspired every day? How about you? Are you a coffee lover? Want to have these designs on your home?

Thursday, September 24, 2015

Why We Always Have a Messy Home?


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One of the problems most homeowners encounter is having a messy home. It applies to all even if you are living in a house and lot in Cavite, Laguna or any township in the Philippines. Even if we clean our homes every now and then, it is just undeniable that our home will eventually become in a messy state. Well perhaps, some of you have kids who always run around the house and tend to mess things up, or you are just too busy to tidy things up one by one. Of course, it's not just you, but we all do experience having a messy home. Who hasn't?

But have you ever wonder why we tend to have a messy home? Why is it that it keeps getting messy even if we do our cleaning regularly? Some of you here might disagree, but having a messy house is just normal. Especially when you are living with someone, you have to expect that things would definitely turn out to be in chaos. And sometimes, this is one of the reasons why we feel embarrassed having our friends and/or families come over to our house.
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Just because your house is in a messy state, it doesn't mean that you are also a messy person. Agree? Well, it is definitely not always be the case. Moreover, it will always depend on who are we referring to, right? For instance, when you are a businessman, and you have a tight schedule, and there is a need to strictly follow it, then there is a possibility that you don't have enough time to clean up your own home. Moreover, when you are living alone, finding time to clean your home is also one of the things that we find it hard to achieve. Since our mind is so focused on the things we need to do at work or in school, tidy up things is the least we have in our minds.

How much more when you have kids. When you are a parent, finding some time to arrange whatever things that you need to organize might be difficult to have. Cleaning their mess every single minute can also be dead tiring. Sometimes, there are even parents who tend to let their kids roam around for as long as they want, and when the kids are tired, that is the time parents would clean up the messy things in their home.

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We may not know what your daily routine is like – waking up, having some breakfast, preparing for work or school, then you are out of the house. Well, unless there is someone who will be left at home, then there is a reason to clean and tidy things up. But if you are alone, no one will do it for you – then it is one of the reasons why we sometimes have a messy room and/or house. Why is that? TIME – we just don't have that.

Yes, we all do have our own reasons as to why we don't and can't find the right time for us to clean our home. However, it is still not reasonable and acceptable enough not to clean your house. And yes, we usually have the time management as one of the reasons why we can't achieve the desired outcome. However, if you just know how to manage your time – when to do a particular task in a given time, then you will definitely be able to organize your thoughts on to what things you need to do; whether that task is for your work, school or your daily routine at home. Finding time would be easy for you to have.


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Generally, if you are a kind of person who hates to see a home that is too messy and you don't usually have enough time to clean a messy home, then it is your call to tidy things up one by one. If you see a particular thing that is not in their proper place, then you have to put it in the right place where it belongs. Also, isn't it nice to see and feel that your house is really a home? The feeling of satisfaction, whenever you see that the things you have at home are all in order, is one of the best experiences that we want to have.

Friday, September 18, 2015

Commuter’s Point of View: 4 Things They Taught us about Homebuying


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When we talk about investing in a property, there are a lot of things that we need to think about. The price of the property – whether if it is affordable or not, accessibility, location and/or any other concerns when it comes to finding the right property for us. Of course, all of these concerns matter if we want to live a healthy and satisfying lifestyle. Who wouldn’t, right? I bet, you don’t immediately decide to buy that particular property without inspecting the interior and exterior of it.

One of the many things most people think when it comes to investing in a property is to seek help from the real estate professionals. First time homebuyers, usually can learn about a particular property from the articles on the web, word-of-mouth, and/or from the brokers. Of course, when it is your first time in buying and/or investing in a property, it is a must for you to seek some advices from the professionals for you to avoid unwanted circumstances later on. Do you know that commuters can also give you some advices and tips when it comes to buying a home?

Commuters have also had their stories to tell, since they experience what most commuters do with their everyday routines. Well, if you want to know what their side of their story about home buying, below are some of their views and opinions about it.

1. “Accessibility” doesn’t always mean “convenience”

One of the misconceptions of most homebuyers, accessibility and convenience is most likely the same. They might be related, however, they are not the same. What makes it separate the two is your personal connection to any amenities, services or facilities in your neighborhood.  For instance, you prefer living in the suburbs because of how affordable the property prices are. However, when you consider travelling for work or school, you would definitely rather increase your budget in favor of cutting down the everyday hassles. Right? Sometimes, this is where we usually stuck when it comes to decision making.

2. It is better to commute than to use public transportation

Ok, let admit! We definitely hate traffic, especially when we are about to be late for work or school. There are even times that our walk is faster than the vehicle that we are riding. If you are one of those commuters and your home needs an hour traveling, then why don’t you reconsider moving out. Well, for some commuters, they would prefer moving into the nearest property to their working place or school. Usually, they would not mind the budget for their monthly dues, for as long as they can be at their destination on time.

3. A neighborhood should allow us to find our way to a location easily

When you are new to the neighborhood, it is better for you to walk and familiarize places around your community. And one of the many ways you will know is by walking through walkways, underpasses, and footbridges. With that, it will give you the comfort when moving in the city and know the visual cues on how a city is designed and aide people, including foreign people. Of course, it is also one way to map out an efficient route to their destination. Well, if you are lost in the big city, why don’t you try walking and familiarizing the place. When you do, then it will be easier for you to know where and how you can go back to your home.

4. We need to consider our bodies of water as an alternative route

Due to the heavy traffic that we experience every day, one of the alternative routes you can do is to have a ferry ride. Well, it is a good thing if your property is near a Pasig River and/or any other place where you can have the ferry as one of your means of transportation, then you can definitely choose that kind of alternative. However, it is impossible for you to consider a ferry ride when your home is not accessible to the bodies of water.

If you are one of those commuters, you also have to consider your home based on how convenient and accessible for you. Just because you like the property, it doesn’t mean that it is going to be the right one for you. Right? So, choose and plan carefully.

Friday, September 11, 2015

Traditional or Online Property Search: Which do You Prefer?

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When you plan on buying a property, the very first thing that comes to your mind is where you can find a good and affordable property. Right? Or even ask what real estate company can give you the property that you wanted? Of course, you cannot move on to the next step of your transaction if you don’t know any of these basic queries.

For some repeat homebuyers, they prefer property hunting through online since it is a convenient way to transact a business. However, for some, traditional way of searching for a property is their best bet since they want to avoid possible online real estate scams. But how sure are you that searching a property through traditional or online can give you the right choice?

Generally, both have a pros and cons when it comes to transactions. It can be your best or worst step in starting your investments. Well, if you are one of those people who are planning to purchase, you might as well know what benefits you can have when you choose a traditional or online property search.

Traditional Means

1. Flyers:
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Yes, there are still real estate professionals who give flyers to the people who are interested in buying a property. Basically, what you will see in a flyer is the necessary information about a property in a condensed, visually presentable format.

However, it may not contain the property that you wanted to have, and the discounted properties that they offer may be overdue or would come in a specific term that you first need to comply.

2. Word-of-mouth:

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One of the behavior of most homebuyers is that, they tend to recommend what’s in and what’s not. And if they suggest and/or recommend you a particular property, it means it has a positive outlook. However, just because they like the property, it doesn’t mean that you like it too. Agree?

Unless you both have the same interest and taste when it comes to properties, but one way or another, the recommendation that he/she have may be biased in nature.

3. Newspaper ads:

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Considering the fact that we are already using technologies in watching and/or reading news, newspaper still manages to get a lot of readers. It is known to be a high quality marketing medium for ads, which is why, there are still a lot real estate companies who place an ad in the newspaper.

However, there are certain jargons that most homebuyers don’t understand. There are even times that you just can’t understand what they want to imply to their target customers.

Online Means

1. Google search:
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We can consider this as people’s best friend. Whatever queries that we want to know, we can have the answers right away. For as long as we enter the right keywords like “Makati condo for sale”, there you will have it, hundreds to thousands of answers for you to choose.

But have you ever wondered whether these answers are true or not? There are even results that don’t have the right and relevant information once you click on them.

2. Social media:
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Real estate professionals have the advantages when they put their ads on social media. Considering the fact that there are thousands to billions of users world-wide, people who are interested in purchasing a property will have the chance to notice it.

However, who among you here have a full trust on social media when it comes to the real estate information? Considering the fact that online scammers are already every social media platform, trusting is the very least you can do to avoid these scams.

3. Developer or property website:

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One of the quickest and easiest ways to know about a particular property is to go directly to their official webpage. There you can find information regarding the property that you want to buy. Moreover, you can also see the developer’s construction and inventory updates.


If you are a homebuyer, it is also one of your responsibilities to know whether the information about the property that you are going to purchase don’t have any problems at all. It is definitely a no-no for you to jump into your final decision without any proper thinking and careful planning.

Thursday, August 20, 2015

Things to Get Rid of Before Your Next Move

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One of the concerns when you have to move to Ayala land properties and/or to any other real estate property is deciding what to take with you. Agree? Well, there are things that we have in our home that are not necessary to bring it with us. Of course, deciding what things are you going to leave behind can lessen the unnecessary things that you will have in your new home.

However, deciding what to leave behind can also be stressful and demanding. You have to think twice or even thrice just to make sure that you are really sure of your decision to get rid of the things that you already don’t need it at all anymore. Of course, there are also certain things that you think that are already not useful, however, they can still be recycle and have a new item and/or thing out from the things that you have made.

Well, if you think that you are still stuck of the though which things are you supposed to stay and leave behind, then here are some tips for you to know what are the things that are not necessary for you to bring with you in your next move. Of course, it will also be up to you whether you like the idea of getting rid of the things that you like.

Dine in

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Bringing food in your next move takes up a lot of space and often get a bit lost in the moving process. In the days and/or even weeks before your next move, eat anything that isn’t shelf-stable, brand-new or a specialty food and/or item. Also, don’t forget about the perishable foods in the fridge and/or freezer, you might throw it away if you don’t eat it before you move to your next home. Another thing, you have to make sure to not have any groceries before you move in for you not to have a lot of things to pack.

Pass on low-quality furniture

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If you are keen about having good and nice furniture, you have to make sure that you are going to have one. Of course, you cannot have such if you still have your old and low-quality furniture with you. Well, if you think that it is wasteful if you throw it away, then you have to find someone in your neighborhood, families and/or friends who are willing to have it for you, then you can definitely get it to them. You also have the need to upgrade or replace a new one when you get to your new home. 
Clean closets

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If you think that your closet have a lot of things and/or clothes that are already not of use, then you have to make sure to clean it up before you leave to your new home. Of course, like your old furniture, if you think that it is such a waste to throw it all away, then you also have to find someone within your reach at your community to give it to them. With that, you are donating it to them, especially people who don’t have any.

Tame the bathroom cabinet

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If you have a lot of crusty nail polishes and curling mousse placed on your bathroom cabinet, and if you think that they are already of no use, they why not try donating it or throw it away. There is still no use if you are going to bring it with you to your next move. It will only eat up your space, and you don’t want that to happen. Right?

Donate excess kid’s toys

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If you have kids and you think that there are certain toys that they don’t want to play it anymore, then it is better for you to donate it to charity, families, friends who have kinds and/or to your neighbourhood. With that, you are not just de-cluttering your things, you are also helping other kids to have their own set of toys.